What We Do
We understand that some people’s investments may be disorganized and fragmented making it difficult to manage and understand. Consequently, it may feel that you’re having a hard time meeting your goals.
At Retirement Planning Solutions, we use an investment management process that helps you obtain your financial goals and enhances the quality of your life. Our systematic approach is effective, not complicated. Our end goal is to help clients streamline and to simplify their financial affairs which guides them for the rest of their life and into the next generation.
We Assist With:
1
Retirement Planning
Provides cash flow planning, investment advice, amount needed to accumulate and appropriate withdrawal rate during retirement.
2
Investment Management Services
Ongoing management of your investments specifically designed to your risk tolerance.
3
Improve Investment Returns
Use of extremely well diversified portfolios, which have lead to a highly favorable investment performance.
4
Protect Assets & Reduce Investment Risk
Using investments with lower than average market risk as researched by Nobel-Prize winners.
5
Reduce Tax Liabilities
Using investments that control both capital gains and dividend exposure, we can minimize your taxes and maximize deferral.
6
Estate Planning
Making suggestions on estate documents.
7
Cash Flow Planning
Determining your spending and saving patterns to assist in debt reduction.
8
Education Planning
Determining how much to save for your children’s college education and which education investments are most appropriate.
9
Insurance Needs
Deciding which insurance is needed to protect your family and making sure you are not under or over insured.
Your financial success is our main concern. You can count on getting independent, objective, and professional advice from a firm that puts your interest first.
Risk vs. Reward
It is our belief that most investors take on much more risk than they need to when investing. Their rates of return for this added risk are usually sub-par. Unfortunately, taking additional risk can inadvertently lead to an unnecessary shortfall in retirement.
When we work with new clients, we show them how they can obtain additional returns and take much less risk in comparison to the S&P 500 index. This is critical for those investors who are approaching or are already in retirement. Using Nobel Prize winning strategies from the academic community, we build globally diversified portfolios using no-load mutual funds.